C
Cranky
Guest
Hi there,
I got offered an apt last week with Affordable Housing. I have 3k in savings, I will be gifted the rest of the balance and i have no loans outstanding.
I went to Australia in 2004 and missed ONE payment on my CC, it is since cleared but is showing up on the ICB (I got a copy of it). Anyother loans I have had over the last 5 years have been paid every months (some very large ones) with no problems and are all cleared now.
Do you think this could affect my application ie: If i couldnt pay the minimum payment on a €1300 limit CC, would they think how will she pay a mortgage?
I got offered an apt last week with Affordable Housing. I have 3k in savings, I will be gifted the rest of the balance and i have no loans outstanding.
I went to Australia in 2004 and missed ONE payment on my CC, it is since cleared but is showing up on the ICB (I got a copy of it). Anyother loans I have had over the last 5 years have been paid every months (some very large ones) with no problems and are all cleared now.
Do you think this could affect my application ie: If i couldnt pay the minimum payment on a €1300 limit CC, would they think how will she pay a mortgage?
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