Miraculous
Registered User
- Messages
- 12
Hi,
Does anyone know or have any opinion on whether this would be a valid appeal?
Took out a tracker with AIB in 2004, fixed in 2007 for 10 years (after a helpful call telling us rates were going up). They refused to put us back on the tracker in 2017 but have just put us back on the correct rate.
Obviously after fixing we knew we had made a big mistake. I looked myself at breaking out several times and I have a letter from 2014, at our request, giving us the break out cost and a sample of rates to choose from.
The break out cost at that time was 4000 which a family member offered to loan us, but as they were only offering rates close to our own we would have saved less than 100 per month so we decided against it.
Now, if they had offered us our tracker rate I believe we would have definitely paid the break out cost as we would have significantly saved each month (5.19% to 0.95%).
Are they taking things like this into consideration? Any opinions gratefully received.
Thanks
Does anyone know or have any opinion on whether this would be a valid appeal?
Took out a tracker with AIB in 2004, fixed in 2007 for 10 years (after a helpful call telling us rates were going up). They refused to put us back on the tracker in 2017 but have just put us back on the correct rate.
Obviously after fixing we knew we had made a big mistake. I looked myself at breaking out several times and I have a letter from 2014, at our request, giving us the break out cost and a sample of rates to choose from.
The break out cost at that time was 4000 which a family member offered to loan us, but as they were only offering rates close to our own we would have saved less than 100 per month so we decided against it.
Now, if they had offered us our tracker rate I believe we would have definitely paid the break out cost as we would have significantly saved each month (5.19% to 0.95%).
Are they taking things like this into consideration? Any opinions gratefully received.
Thanks