MMDonnelly
Registered User
- Messages
- 9
Hi
Has anyone received letter from PTSB regarding the much publicized lower rates yet?
I just called their helpline and was told the letters will going out "in next few weeks" - their statement on website is there since 1st July. they made such a noise in the media that they are working for the customers and they are so great lowering their rates and so on and nothing happens for ages... I wonder how many more months (I suspect it's not really weeks) will we have to wait... As their new rates will be LTVs, their "panel of valuers" will be available to do the work. I suspect the volume of properties they will have to go through will be large and it will take quite some time before someone calls in and does the valuation and than countless paperwork, while we continue to pay over the odds... So I don't suspect anything by the end of the year - I'm such a pessimist! Sorry I'm ranting here....
The girl n the phone could't give me any other info than what's on the website, really nothing concrete... I asked if our should LTV be around 30% would our rate be less than 3.7% but got a definite NO.
Anybody has any insight into this?
Thanks
Has anyone received letter from PTSB regarding the much publicized lower rates yet?
I just called their helpline and was told the letters will going out "in next few weeks" - their statement on website is there since 1st July. they made such a noise in the media that they are working for the customers and they are so great lowering their rates and so on and nothing happens for ages... I wonder how many more months (I suspect it's not really weeks) will we have to wait... As their new rates will be LTVs, their "panel of valuers" will be available to do the work. I suspect the volume of properties they will have to go through will be large and it will take quite some time before someone calls in and does the valuation and than countless paperwork, while we continue to pay over the odds... So I don't suspect anything by the end of the year - I'm such a pessimist! Sorry I'm ranting here....
The girl n the phone could't give me any other info than what's on the website, really nothing concrete... I asked if our should LTV be around 30% would our rate be less than 3.7% but got a definite NO.
Anybody has any insight into this?
Thanks