Hi,
I'm thinking of fixing my my mortgage for two years. I've had it for 6 months with PTSB and currently on tracker rate 4.35. I've asked them about fixed rates and they are offering 4.85 for two years. A friend suggested I should try and get the new business rate of 4.54 since I've only been with them for 6 months. I've arranged through a broker, so I haven't got a branch as such I am with, but rather only a number for the mortgage centre in Stephen's Green. I figure if I ring there I won't get anywhere... Would it be better to just go into any branch and talk to an advisor in there? Or has anyone any advice on how to best try and wing this?
Many thanks!
I'm thinking of fixing my my mortgage for two years. I've had it for 6 months with PTSB and currently on tracker rate 4.35. I've asked them about fixed rates and they are offering 4.85 for two years. A friend suggested I should try and get the new business rate of 4.54 since I've only been with them for 6 months. I've arranged through a broker, so I haven't got a branch as such I am with, but rather only a number for the mortgage centre in Stephen's Green. I figure if I ring there I won't get anywhere... Would it be better to just go into any branch and talk to an advisor in there? Or has anyone any advice on how to best try and wing this?
Many thanks!