If one of you steps up to the plate you have a very good chance of getting your interest rates reduced. But if you all sit back hoping someone else will do it, then it will fizzle out and Start and Pepper will get away with it.
Unfortunately the stigma of debt works very well in a bank\lenders favour. I found this so true when I was fighting
with PTSB twice in seperate campaigns.
Banks don't want bad publicity. Don't be ashamed of the position other people and institutions put you in.
Writing to anyone will not make much difference. Politicians and banks could wallpaper the Phoenix Park with the amount of complaint letters in their bin. And that's pretty much where they go.
If you want to get noticed, (I'm not saying you will get the perfect result), get your face and story into the face
of the institution that is roasting you. Make noise. Then keep making it.
I remember the conversation years ago with my other half and she was mortified about me being in the public eye....
'but the neighbours will know we are in debt'!
Yes - but the bank put me in debt from overcharging us because they can - extorting
extra money from our pocket every month, for the simple reason of they can because they have the deeds and contracts to our house. And the more noise you make the more likely you are to get somewhere.
With that, I became infamous in the banks eyes and stood up for myself and my family.
I lost count of the times I appeared on the Consumer Show\RTE News\Independent paper (hat off to Charlie Weston - invaluable) & Radio.
I also attended and spoke at PTSB's AGM - in front of cameras and a full room of shareholders.
I even managed to get into an
Oireachtas committee hearing and get my story heard !!!
Basically I was not waiting for anyone else to help me or my family.
Very few peope will help you, but if you gather a few good people with similair circumstances, you can get heard and get attention.
People don't listen to numbers, they listen to stories.
This site is the perfect place to pool resources and build a campaign.
(edited for grammar - should have listened in Englis)