Hi I just came across this forum after reading the article in the Irish Times and listening to the Irish Times business podcast.
I had a split mortgage taken out in 2007split between tracker and 3 year fixed which expired mid 2010 but wasn’t offered a tracker. I wrote to the bank seeking redress but was denied because when I came off the fixed rate I was offered a variable and a fixed I didn’t respond to the letter in 2010 as it said if I did nothing I would automatically revert to the SVR.
In 2018 I received the €1,615 for the service failure. The property was sold shortly after receiving the cheque. I have now written to the AIB tracker redress informing them of my change of address.
Based on what I have read in this forum I would appear to be included in the 5,900.
Sometimes you just need to hear someone say it. perhaps someone might please confirm.
many thanks to Brendan and all involved here is hoping there is a substantial windfall as my SVR loan was about €450,000 for 8 years and based on my calculations using the spreadsheet in the forum it could be about €70,000 (fingers crossed).