Hi while preparing appeals pack I only noticed how the bank calculated interest overcharge. I had fixed in May 2008 for 2 years at 4.85 per cent but in financial summary they have also calculated interest over payments from April 08 to March 18.
1. Has Bank made mistake as mortgage was fixed from May 08 for 2 years. The overcharge is as if I was on tracker.
2.Has Bank realised something was wrong with this procedure and are trying to brush it away. I did sign paper requesting going back on tracker rate when fixed period up but form "was not to be found anywhere"
3. Has Bank done this with everyone
1. Has Bank made mistake as mortgage was fixed from May 08 for 2 years. The overcharge is as if I was on tracker.
2.Has Bank realised something was wrong with this procedure and are trying to brush it away. I did sign paper requesting going back on tracker rate when fixed period up but form "was not to be found anywhere"
3. Has Bank done this with everyone