hi everyone..new here to this site...
am looking for some sound information regarding AH and mortgages in general..i have read some recent posts on here regarding the same...
i am a single parent with one child...i live at home with my parents and share a room with my son..we are very cramped as there are two other family members as well as my parents living in the house.I am employed on a permanent basis and have been saving very hard since i have moved back home...i have recently been accepted on to the local authority housing and im estimating i will be waiting approx 5yrs to be placed in a LA house...
I would rather sacrifice a lot of things to buy my own house and am considering the AH scheme or else a local authority mortgage so i could possibly buy on the open market..this would be with cork city council..i am looking for advice on both these options...i would doubt a bank would even look at me for a mortgage!!!
i hope somebody would be able to put me in the right direction and give me some honest advice about options i may have
am looking for some sound information regarding AH and mortgages in general..i have read some recent posts on here regarding the same...
i am a single parent with one child...i live at home with my parents and share a room with my son..we are very cramped as there are two other family members as well as my parents living in the house.I am employed on a permanent basis and have been saving very hard since i have moved back home...i have recently been accepted on to the local authority housing and im estimating i will be waiting approx 5yrs to be placed in a LA house...
I would rather sacrifice a lot of things to buy my own house and am considering the AH scheme or else a local authority mortgage so i could possibly buy on the open market..this would be with cork city council..i am looking for advice on both these options...i would doubt a bank would even look at me for a mortgage!!!
i hope somebody would be able to put me in the right direction and give me some honest advice about options i may have