Philip Cork
Registered User
- Messages
- 13
Split up with partner after nearly five years. I bought a house over two years ago and got a joint mortgage with her. She did not have any money towards the purchase of the house (deposit/solicitor fees/house kit out flooring/extras's) and I paid for everything regarding the purchase from initial booking deposit of 6k to getting the keys. I looked after paying the mortgage and also a home loan which covered the kit out of basics of the house and she looked after food and "some bills."
Parted company and have a child together, put the house on the market with no viewings and had agreed to sell the house and split the profit but hit stalemate when she refused for the home loan to be paid off with the sale and expected for me to continue servicing this. (22k)
In the meantime I have moved out and have been paying the mortgage, home loan and all the bills on the house as she is now not working and on the dole.
She now wants a lump sum and her name off the deeds and I have applied to the bank for information on going from joint to sole mortgage.
Her parents give a gift of some furnishings and now she is demanding money for these.
Booked in to meet my solicitor this week and wondering has anyone else been in this situation and may have some advice to offer?
I am with PMTSB and called about a mortgage holiday and they have changed there terms as you need to have 90% equity and I am down as 91% even though the property value is from '06 at 257,000. My neighbours house sold for 283k. Do I need to get it valued and sent to the bank?
Parted company and have a child together, put the house on the market with no viewings and had agreed to sell the house and split the profit but hit stalemate when she refused for the home loan to be paid off with the sale and expected for me to continue servicing this. (22k)
In the meantime I have moved out and have been paying the mortgage, home loan and all the bills on the house as she is now not working and on the dole.
She now wants a lump sum and her name off the deeds and I have applied to the bank for information on going from joint to sole mortgage.
Her parents give a gift of some furnishings and now she is demanding money for these.
Booked in to meet my solicitor this week and wondering has anyone else been in this situation and may have some advice to offer?
I am with PMTSB and called about a mortgage holiday and they have changed there terms as you need to have 90% equity and I am down as 91% even though the property value is from '06 at 257,000. My neighbours house sold for 283k. Do I need to get it valued and sent to the bank?