We are with Laya Advantage 250 Explore since 2015.
Two adults, two children, 2019 renewal date 1-Apr 2019, children aged 4 and 8 on renewal.
In 2017 and 2018, based on Snowyb's advice, we moved the two children to Advantage 125 Explore.
2019 renewal = 895.10 + 895.10 + 273.30 + 0, second child free
I had a look on the HIA website, it's head-wrecking.
I had a look on Laya, and compared plans, and I see the following:
Precision 300 Connect at 175.97 pm, 2111.64 pa versus 215.56 / 2063.50 pa for 2A+2C.
The Precision 300 Connect is cheaper at 794.10 adult / 230.98 child, but it's not giving me the second child free?
The excesses are a bit higher, 125 vs 100 for day case, 300 vs 250 for overnights.
I welcome any advice.
Two adults, two children, 2019 renewal date 1-Apr 2019, children aged 4 and 8 on renewal.
In 2017 and 2018, based on Snowyb's advice, we moved the two children to Advantage 125 Explore.
2019 renewal = 895.10 + 895.10 + 273.30 + 0, second child free
I had a look on the HIA website, it's head-wrecking.
I had a look on Laya, and compared plans, and I see the following:
Precision 300 Connect at 175.97 pm, 2111.64 pa versus 215.56 / 2063.50 pa for 2A+2C.
The Precision 300 Connect is cheaper at 794.10 adult / 230.98 child, but it's not giving me the second child free?
The excesses are a bit higher, 125 vs 100 for day case, 300 vs 250 for overnights.
I welcome any advice.