the death benefit payable in respect of POLICYHOLDER'S death, under comprehensive motor policies is usually quite small, some companies have a benefit of €1000, others €5000 and one or two ma have €20000. it is not much use, but I suppose may have been originally thought up so as to provide burial expenses.
there would be certain conditions applying to all sections of the policy as well as conditions to specific sections.
You will need the policy document. If you do not have it, phone the broker or insurer for a copy and ask them the limit of benefit.