Familyguysix
Registered User
- Messages
- 10
Hi, new poster so be gentle!
Where to start?
Married professional aged 39, sole earner, wife is full time house wife as we have 6 kids.
Gross salary approx 50k but also in of reciept of working family benefit. So approx Nett take home of 900 pw
Living in the same house 15 years (3 bed semi where we have converted sitting room to a downstairs bedroom) needless to say we have outgrown this house.
10 years left to pay off mortgage, house is approx valued 25k less than we paid for it but current value is more than we owe bank.
This week contacted lender (boi) about moving mortgage to a bigger property which i can easily afford to which i was told over the phone I don't qualify for due to number of dependants. I don't have any other loans other than my existing mortgage.
Can I appeal this ? If so how.
Where to start?
Married professional aged 39, sole earner, wife is full time house wife as we have 6 kids.
Gross salary approx 50k but also in of reciept of working family benefit. So approx Nett take home of 900 pw
Living in the same house 15 years (3 bed semi where we have converted sitting room to a downstairs bedroom) needless to say we have outgrown this house.
10 years left to pay off mortgage, house is approx valued 25k less than we paid for it but current value is more than we owe bank.
This week contacted lender (boi) about moving mortgage to a bigger property which i can easily afford to which i was told over the phone I don't qualify for due to number of dependants. I don't have any other loans other than my existing mortgage.
Can I appeal this ? If so how.