E
Eager
Guest
Hi ,
I have a 5k sum to invest. I'm 26, I have a pension that I started when I was 21, with a regular contribution spread across a few funds. I'm reluctant to simply top up the pension as I would like relatively easy access - as in not have to wait until im silver haired....
England have those easy access cash isa's , do we have anything similar in ireland? is 5k worth putting into 3-4 single stocks , or would the fees negate any profit? I want to spread the risk but id like to be able to cash out if i needed to so I'm averse to an index linked fund.
I have quite a high risk profile, i wouldnt mind losing all of it and stocks are appealing but they seem to require such a high buy in.
any advice? something i've not considered.
i'm resident & earning in uk, but the cash is in euro's in ireland.
I have a 5k sum to invest. I'm 26, I have a pension that I started when I was 21, with a regular contribution spread across a few funds. I'm reluctant to simply top up the pension as I would like relatively easy access - as in not have to wait until im silver haired....
England have those easy access cash isa's , do we have anything similar in ireland? is 5k worth putting into 3-4 single stocks , or would the fees negate any profit? I want to spread the risk but id like to be able to cash out if i needed to so I'm averse to an index linked fund.
I have quite a high risk profile, i wouldnt mind losing all of it and stocks are appealing but they seem to require such a high buy in.
any advice? something i've not considered.
i'm resident & earning in uk, but the cash is in euro's in ireland.