Age:
45
Spouse’s/Partner's age:
41
Annual gross income from employment or profession:
E200k
Annual gross income spouse:
E30k
Type of employment:
I'm private sector, spouse is public sector
Expenditure pattern:
We are both generally 'savers', neither of us spend extravagantly or have expensive taste. Living within about 30% of take home pay.
Rough estimate of value of home
E450k
Mortgage on home
fully paid off last year
Other borrowings – car loans/personal loans etc
2 buy to let mortgage, one with 100k remaining, other 60k, both tracker at +0.75 above ECB.
No other bowerings or debt
Do you pay off your full credit card balance each month?
Yes
Savings and investments:
E850k savings mostly cash
Also have around 3 million USD with of RSU's with a company that are likey to go public in the next year or 2.
Do you have a pension scheme?
Yes, private pension, fully maxed every year, about 350k in it
Spouse has full public sector pension
Do you own any investment or other property?
2 other houses, both more than covering mortgage. One house worth 270k, other worth 240k
Combined rental income 22k per year
Ages of children:
6 and 9
Life insurance:
Yes.
What specific question do you have or what issues are of concern to you?
Have sizable amount of cash lying around and want to invest it. Also possible large amount of money that could come via IPO of the company I hold shares with.
Basically, I want to have this money beat inflation (in the long term) and provide for a good retirement, and a future for my kids.
Thanks.
45
Spouse’s/Partner's age:
41
Annual gross income from employment or profession:
E200k
Annual gross income spouse:
E30k
Type of employment:
I'm private sector, spouse is public sector
Expenditure pattern:
We are both generally 'savers', neither of us spend extravagantly or have expensive taste. Living within about 30% of take home pay.
Rough estimate of value of home
E450k
Mortgage on home
fully paid off last year
Other borrowings – car loans/personal loans etc
2 buy to let mortgage, one with 100k remaining, other 60k, both tracker at +0.75 above ECB.
No other bowerings or debt
Do you pay off your full credit card balance each month?
Yes
Savings and investments:
E850k savings mostly cash
Also have around 3 million USD with of RSU's with a company that are likey to go public in the next year or 2.
Do you have a pension scheme?
Yes, private pension, fully maxed every year, about 350k in it
Spouse has full public sector pension
Do you own any investment or other property?
2 other houses, both more than covering mortgage. One house worth 270k, other worth 240k
Combined rental income 22k per year
Ages of children:
6 and 9
Life insurance:
Yes.
What specific question do you have or what issues are of concern to you?
Have sizable amount of cash lying around and want to invest it. Also possible large amount of money that could come via IPO of the company I hold shares with.
Basically, I want to have this money beat inflation (in the long term) and provide for a good retirement, and a future for my kids.
Thanks.