Health Insurance 1st Time Health Insurance

[Safebet]

Hi All,

I am a long time stalking these pages but first time posting,

I would love any advice or feedback on the following:

I have a cash back plan from HSF at the moment that covers both my partner and I, but turn 35 in January and I have a baby on the way.. so I am starting to think about the need for Health Insurance to beat the 2% per year loading and to cover the new addition to the family,

I currently pay HSF around 480pa for both my partner and I, and could afford up to 1000pa for health insurance, I have looked at the HIA website but cant seem to figure out what the best option would be to cover my me, my partner and a new-born, (hope to start insurance in September)

any recommendations would be greatly appreciated.

 

[snowyb]

Hi Safebet,

Welcome to AAM. The following two basic plans are worth considering, with Glohealth and Laya Healthcare.
Details as follows;

1. Glohealth Kick Off Plan; price 510pa; just public hospital cover, but this plan also has a unique feature whereby you can upgrade to a private
plan, Kick Off Upgrade plan, outside renewal date with no waiting time applied. For every new customer, there is a standard waiting time of six
months applied. Just injuries and accidents are covered during this time.

2. Laya Assure Protect; price 511pa; just public hospital cover.

[broken link removed]

A newborn baby can be added to any health insurance policy within 13 weeks of birth, free of charge.

Regards, Snowyb

 

[Safebet]

Thanks Snowyb,,

I really appreciate the feedback the upgrade option with Glohealth looks well worth investigating. looks great.

Thanks Again

Safebet.