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    Bargain alert for wood burning stove owners

    Rathwood seem to be selling off their stock cheaply at the moment - some highlights as of 06/03 440kg pallet of birch logs for 149 625kg pallet for 229 Hardwood Firewood Bags 1.5m³/520kg (40 x 40L/13kg Bags) 229 390kg in bags for 189 3x 100kg trolley bags & 3 bags of kindling for 139 Some...
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    Air-to-Air heat pumps in Ireland

    Trying to find info about air to air heat pumps here, but very little information available almost 100% of the SEAI site and related discussions relate to "wet" systems moving from traditional gas or oil boilers connected to an immersion tank and radiators. There's literally nothing about the...
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    Very few Irish people are buying new apartments. Is it because they can’t – or won’t?

    https://www.irishtimes.com/life-and-style/homes-and-property/very-few-irish-people-are-buying-new-apartments-is-it-because-they-can-t-or-won-t-1.4872448 Bit of a missed opportunity here, mostly focused on so-called "vulture funds" & cost of building, without mentioning the number of units taken...
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    Interest Only paper from 2014

    In the context of what has gone on since, this paper from 2014 and subsequent article from Richard Curran (which few others picked up on) go a long way to explain where we are now on many levels. Interest-only mortgages in Ireland (Jane Kelly, Gerard Kennedy & Tara McIndoe-Calder) "Day of...
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    BER assessment and smart bulbs (probably led)

    Just wondering if it is worth changing my smart bulbs (most rooms have them) for standard led bulbs when getting BER assessment done? FWIW - the bulbs I use are a mix of Philips Wiz (https://www.lighting.philips.co.uk/consumer/p/smart-led-filament-bulb-clear-7w--eq60w--a60-e27/8719514371989)...
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    First-time buyers forced to borrow €30,000 more to secure a property

    First-time buyers forced to borrow €30,000 more to secure a property A few points here - average FTB mortgage up by 30k - average buyer arrives with 11k less savings than buyers a year ago had (possibly indicating that those who delayed sales due to covid backlog cleared) - "asking property...
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    Pest control

    Having just bought a house, I find from the survey that I have non paying guests - wasp nests, beetles and mice in the attic. I can see a long list of companies dealing with this online, but can anybody recommend one who can do both insects and mice?
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    Mortgage options on a 1 bed with (probable) 20%

    Hello all My landlady has expressed an interest in selling the apartment I rent to me and I am waiting for it to be valued. Its in Swords village. The ultimate decision will be if the valuation comes up with a realistic value I can afford but the figure I would ideally buy at would give me...
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    Cost to buyer of withdrawal from sale (no contract signed)

    I was to co-buy a property with a sibling who abruptly indicated that they wish to back out. Contracts not yet signed, we had the bank survey done and mortgage offer letter received. Insurance not yet taken out but had the forms ready to go back. What kind of costs would we expect to be...
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    MSc Survey: interested in hearing from folk in Insurance sector on information security

    Hi all I'm working through the end of my MSc in Technology management and have a lot of interest in information security. I'm especially interested as to how a heavily IT-dependent sector where IT isn't the core business copes with changes in recent years, and especially, the now real threat of...
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    Looking for brokers (& fans of insurance) for an MSc survey

    Hi all: I'm working on an MSc considering how financial sectors with sensitive information - especially insurance - think about IT security in the current climate of multiple breaches, public distrust, and data protection regulation change. I'm interested in both the Life and general insurance...
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    Current trends in Dublin for IT support and ops

    Hello all; After nearly 5 years of being out of Dublin I am thinking of coming back but am pretty overwhelmed by the advertisements out there at the moment. I have 6 years experience in technical support and operations, mostly Windows, and most recently Windows 2003 in a huge enterprise. For...
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    Disturbing trend with loan refusals

    Anybody else noticed a trend with loan refusals in different banks? Basically its happened to me three times in the last few months that I've applied for a loan/credit, was refused, but nobody in the company bothered to tell me this, so it tooks several weeks of talking to whatever monkeys...
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    Phone line damage by previous owner or his tenants

    Hello: A friend has just bought and house and phoned eircom to get her phone connected. She was unable to check the phone line until today as the phone handset was in storage. I phoned eircom to get the line connected and if I phone the number we were given it rings out ok. However on...
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    Term insurance for guarantor in 60s

    Hello all again: I'm asking this question for a friend. Her situation is a state of panic at the moment because mortgage and therefore house purchase is being delayed because of problems getting term insurance for her dad who is in his early 60s and is guarantor for part of her mortgage for...
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    AIB's miserly stinginess when closing account

    I closed my cashsave account by letter last week. On Wednesday I got a call from my branch asking me to lodge 56 cent. Yes, you read it correctly. 56c. Or €0.56. It was to cover the last few charges on the account. I thought it was hilarious. Some people said I shouldn't have paid it...
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    Hard sell when closing BOI VISA card account

    This week I finally cut my last ties with Bank of Ireland and closed my VISA account after clearing the balance totally. I had a number of reasons for doing so, but main one was the almost usurious 18.9% interest rate they were charging me. I've also got an NIB VISA with a 14.9% rate with the...
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    NIB changes - the good and the bad

    Have to say I noticed something new with the NIB online service today. I went to pay my credit card bill and noticed that it no longer takes a day to transfer - it was totally instant. Very impressed. Transfer to Rabodirect and AIB took 2 days earlier in the week. On the other hand, I...
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    Mortgage intermediary asking for cash deposit as mortgage condition

    All: I've a friend in a manjor panic. Basically she visited a mortgage intermediary after being referred to him by a friend and he told her on her income she could borrow a certain sum and to "go buy a house." She was borrowing 100% as she wishes to use her 4000 in savings to purchase...
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