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1) Existing tracker margin. (This is set in your mortgage contract.) ECB +1.25 2) If you have an additional mortgage on the same property, what is the rate? N/A 3) Amount outstanding on your mortgage 153000 4) Remaining term 19 years 5) Lender BOI 6) Value of your home 240000 7) Might you trade...

Slightly off topic but do you mind me asking how much you expect to pay for the holiday? I go to Spain every year and would like something different for 2015.

Thanks for the reply. I believe the water level is high in the area so when it rains the percolation area can't take a day or two of heavy rain. I was hoping I'd be able to extend the percolation area and also add a few more pipes so the waste water would have a bigger area seep through...

Hi, My waste treatment system keeps filling with water. I've checked and it's not rainwater from drains. Yesterday the highwater alarm went off and it appears that water is flowing back into the outlet pipe. The 3 pipes to the percolation area are 3/4 full so I'm presuming the percolation area...

Hey, As above, timing belt needs to be done. How much am I looking at? Thanks, Nicky

Hi, Have to relay our lawn as cows destroyed it. It's 0.66 acres approx. Which is cheaper: 1. Kill off lawn, rotavate, re-seed and roll or 2. Cover with topsoil re-seed and roll. Thanks in advance, Nicky

Went here with an 18 month old. It's made up of two hotels either side of a small beach. Basically you can go from beach/pool to your room in 2 mins. Food is great. All round very good. [broken link removed] Last year we went here with a nine week old. All inclusive again and beach further...

Thanks very much. All great suggestions!

Learning!!!

Hi, New Years resolution is to try to learn some Spanish. Can anyone recommend an online course that I can do for nothing? Thanks, Nicky

Hey, New laptop is grand for a while and then menus appear from the sides of the screen. For example if I press i the settings menu pops up. The only way to get rid of it is to restart the laptop. Driving me nuts. I cant find anything in control panel. Any ideas? Thanks, Nicky

Hey, Can you get a licence for a pistol crossbow in Ireland? If so, how? If not, is there an alternative? Something like this: [broken link removed] Thanks, Nicky

They have now said they posted out the renewal even though I signed up for email. We got no renewal either way. Thanks for the replies. You live and learn.

Hey, My wife came back to our parked car today to find a fine for not having up to date tax. We received no notification via email or post. We had signed up for email and had received one previous notification since doing so. I contacted the department of transport who say they sent an email...

My sister in law is on the verge of splitting with her husband. They both have their own houses. Hers is a shared ownership with the city council. Both have them in their own names but they live in his. If they divorced would she have any claim on his house? That's the house they've lived in...

Switched the regulator from the old BBQ and working grand!

Hey! My old BBQ died over the weekend so I bought one from Aldi today for €65. The regulator doesn't fit my gas bottle. What are my options? Can I buy a standard regulator? (the one that would fit a superser) How much are these, where do you get them, are they safe? Also it's a gas BBQ so can...

Got married in Sunset Beach Club last summer. Cost just as much if not more. We had 70 people there. I could totally recommend the band Double Cocktail. They do the Algarve and Costa del Sol. You can get some good deals in Ireland now but obviously crap weather. If you want more details pm me.

Hi, Was looking into one of these [broken link removed] anybody ever hear of them or this technology? Is it as it says??? Thanks, Nicky

Hi, I want to put a stove into a log house. I need it to be as close to the wall as possible with the flue exiting from the top. Because the walls are timber what can I put onto the wall to stop the heat from the stove transferring to the wall? I have considered glass, granite similar to...