Search results

  1. S

    What is the squeezed middle?

    Here's Michael Tafts' s definition of the squeezed middle http://notesonthefront.typepad.com/
  2. S

    The truly shocking cost of State pensions

    Here's an article from today's Irish Examiner http://www.irishexaminer.com/ireland/overpaid-former-tds-owe-42k-to-pension-scheme-425058.html Contributions from serving politicians (TD + Senators) to their pension in 2015 : €900,927 Amount paid out to retired politicians or their surviving...
  3. S

    Article in Irish Independent: 1% PRSA Levy

    There's an article in today's Irish Independent by Charlie Weston http://www.independent.ie/business/personal-finance/pension-levy-will-spell-end--for-private--provisions-1707439.html Pension levy will spell end for private provisions " ... In the Budget it was decided to impose a 1pc...
  4. S

    Mortgage interest relief and rent

    I bought a house in 2005 and lived in it until last year. House was rented out for all of 2008 (no stamp duty clawback issues arose) and now I'm back living in it. I claimed Mortgage Interest Relief for 2005-2007 I didn't claim it for 2008 as house was not my principal private residence...
  5. S

    Dentist says she's not on the PRSI dental panel

    My point is I'm ENTITLED to money from the tax man. This entitlement is based on my PRSI contributions. The dentist by refusing to sign the claim form is STEALING from me. For all I know she's claiming the tax back for herself. I don't see why I should accept this. Would you turn the other...
  6. S

    Dentist says she's not on the PRSI dental panel

    I know I'm qualified to receive PRSI dental benefit as I've been working continuously for the last 8 years. My dentist does not stock the claim forms and is refusing to administer the scheme. Thus I cannot claim the tax benefits that are my right e.g. Cost of filling, cleaning, x-rays etc...
  7. S

    Where to find PayOffline outlets

    I wish to order from a UK based website. They don't take credit cards, but do use something called PayOffline. From the PayOffline website.... When you are ready to order your goods or services, select PayOffline as the payment option at the checkout. Once you have completed your...
  8. S

    Can I count rental income as Salary?

    I want to pay the maximum amount into my PRSA for 2007. Salary is 50K. I rented out my house last year. Received 10K For my age bracket I can contribute 20% to my PRSA. What's the 20% calculated on? Salary 50K OR Income 50K + 10K = 60K Thanks Ste
  9. S

    Maximum credit limit available?

    I'm doing some home improvements to my house which will cost €15K. I can get a top up loan of €20K from my mortgage provider - it's the minimum they'll give me. Rate is 4.6%. I'd like to pay for all the furniture, tradesmen etc. using a credit card. I could apply for one with an...
  10. S

    Motor Tax Bands

    Minister Gormley has announced the new Motor Tax bands that apply from 1/07/2008... Band A (under 120 grams per km) - €100. Band B (121-140 grams per km) - €150. Band C (141-155 grams per km) - € 290. Band D (156-170 grams per km) - €430. Band E (171-190 grams per km) - € 600. Band F...
  11. S

    SSIA --> PRSA for 73 year old. What happens at age 75?

    No. She's turned 73 now. Stephen
  12. S

    SSIA --> PRSA for 73 year old. What happens at age 75?

    Thanks for all the info. Now does anyone know if any pension provider is willing to start up a PRSA for someone who will more than likely encash it within 2 years?
  13. S

    SSIA --> PRSA for 73 year old. What happens at age 75?

    My mother (age 73 next birthday) has obtained the proceeds from her SSIA. She's eligible to invest €7500 of this in a PRSA and obtain the Government contribution of €2500. My question is what happens when she turns 75. How can she encash the PRSA in a tax tree manner? 25% of the PRSA's...
  14. S

    Cheapest city centre gym?

    Just wondering which gym's in Dublin city centre are good value. I was quoted a figure of 66.00 EUR per month for Jackie Skelly's And if I wanted to pay for a year upfront it would cost me 792.00 EUR (66 X 12.) i.e. no saving Are there any better offers out there? Ste
  15. S

    Depreciation: Can I claim 12.5% if house not let for full year?

    I've rented out my house for the first time. The lease begins on 1st August. For tax purposes I can offset depreciation of furniture against rental income. It's 12.5% per annum for 8 years. Can I claim the full 12.5% this year, even though house will be let for only 5 months? Or do I have to...
  16. S

    Where to buy a leasing agreement?

    I'm planning on letting my house out. Does anyone know where in Dublin I can buy a blank leasing agreement form. Thanks Ste
  17. S

    Selling P.P.R. and not replacing it

    > Just out of curiosity you're not selling up to rent as a gamble on timing the property market are you? No, I'm just sick of the 3 hour round trip commute I have to do every day. Living in Dublin City Centre will give me a chance to de-clutter my life, and decide where I really want to be...
  18. S

    Selling P.P.R. and not replacing it

    I'm thinking of moving back into Dublin from the sticks. If I sell my current house (it's my only property and my principal private residence) and rent in Dublin, am I liable to CGT? Thanks Ste
  19. S

    Shower door: Oceanic

    I need to replace the door rollers on my shower cubicle. Shower was already in house when we bought it and I don't know where the previous owners obtained it. The make is 'Oceanic' which I've never heard of before. None of the local hardware stores stock this brand. Does anyone know a...
  20. S

    Backdated pension contributions

    I set up a PRSA last August. I pay into it every month through the payroll at work. I would like to make a one-off payment. So that for 2005 I would have contributed a total of 20% of my 2005 salary. What is the best way to do this? I could write a cheque for a lump sum and send it to my...
Back
Top