MattressMan
New Member
- Messages
- 3
Personal details
Age: 55
Spouse’s/Partner's age: 45
Number and age of children: 3 (12,10,7)
Income and expenditure
Annual gross income from employment or profession: 65K
Annual gross income of spouse: zero
Monthly take-home pay €4000
Type of employment: Permanent in Pharmaceuticals
In general are you: Saving ~€500 per month
Summary of Assets and Liabilities
Family home worth €400k with no mortgage
Cash of €300k
Defined Contribution pension fund: Zero
Company shares : zero
Other Property: None
Family home mortgage information
None
Other borrowings – car loans/personal loans etc
Do you pay off your full credit card balance each month? Yes
Buy to let properties
None
Other savings and investments:
Do you have a pension scheme? Company pension fund ?220K
Other information which might be relevant
Life insurance: None
What specific question do you have or what issues are of concern to you?
Hi All, I’m looking for somewhere to invest a lump sum of 300K while minimising Annual Management and other charges. Does anyone have any suggestions? Risk appetite of Irish Life Map 4 / Zurich Prisma 4.Age: 55
Spouse’s/Partner's age: 45
Number and age of children: 3 (12,10,7)
Income and expenditure
Annual gross income from employment or profession: 65K
Annual gross income of spouse: zero
Monthly take-home pay €4000
Type of employment: Permanent in Pharmaceuticals
In general are you: Saving ~€500 per month
Summary of Assets and Liabilities
Family home worth €400k with no mortgage
Cash of €300k
Defined Contribution pension fund: Zero
Company shares : zero
Other Property: None
Family home mortgage information
None
Other borrowings – car loans/personal loans etc
Do you pay off your full credit card balance each month? Yes
Buy to let properties
None
Other savings and investments:
Do you have a pension scheme? Company pension fund ?220K
Other information which might be relevant
Life insurance: None
What specific question do you have or what issues are of concern to you?