My daughter fell for lookalike BoI phishing text recently and had her account emptied, via a debit card transaction; the bank (Bank of Ireland) were informed within 10 minutes of it happening and after some initial assurances that they would take care of it, they later just said it was her own fault and she is at the full loss of it. Why cant the Bank follow the money trail? Do other banks have an upper limit for a single debit card transaction? As this fraudulent transaction was for 98% of the total amount in the account and was totally out of character to all previous transactions on the account, should they not have done more security checks or even stopped the transaction? Do VISA have any kind of insurance cover for this? The name of the fraudster had Revolut in it, REVO* AaronIsiramen. We have asked the bank all these questions but got no answers. Inputs welcome. We have also pursued Revolut but not much luck there either.