Hi everyone. Looking for some advice with my tracker if I should fix or not?
1: Existing tracker margin: ECB+1.5%.
2:Amount outstanding on mortgage:€207k
3: Remaining term :20years
4:Lender: Serviced by pepper.
5: Value of home- 265,000 give or take.
6: Not looking to move or overpay at the moment.
7:No barriers to switching.
8: Looking to get the best possible rate when fixing. I bank with Ptsb so might go to them.
Any advice or help would be greatly appreciated .
1: Existing tracker margin: ECB+1.5%.
2:Amount outstanding on mortgage:€207k
3: Remaining term :20years
4:Lender: Serviced by pepper.
5: Value of home- 265,000 give or take.
6: Not looking to move or overpay at the moment.
7:No barriers to switching.
8: Looking to get the best possible rate when fixing. I bank with Ptsb so might go to them.
Any advice or help would be greatly appreciated .