Hello,
I am looking for a savings product (no risk, deposit protection insurance from an EU country). There is an excellent guide on this forum, but all the good products in it are "instant access".
I am worried about a password and/or phone being stolen. In something like N26, unless I am able to change the password/unpair the phone quickly, the thief might get full access to my savings. (I would not trust the phone lock as the only protection).
I prefer something like a notice account, or some other form of non-instant access, so that whatever a thief gets off me (including an unlocked phone) would not give access to my savings. But the guide does not list any with a decent interest rate.
Are such products available and if so, which ones? Thanks!
I am looking for a savings product (no risk, deposit protection insurance from an EU country). There is an excellent guide on this forum, but all the good products in it are "instant access".
I am worried about a password and/or phone being stolen. In something like N26, unless I am able to change the password/unpair the phone quickly, the thief might get full access to my savings. (I would not trust the phone lock as the only protection).
I prefer something like a notice account, or some other form of non-instant access, so that whatever a thief gets off me (including an unlocked phone) would not give access to my savings. But the guide does not list any with a decent interest rate.
Are such products available and if so, which ones? Thanks!