Section Six - Annual policy increases
This section explains the operation of annual policy increases. If this section does not apply, it will be stated in the Policy Certificate.
1. At each policy anniversary date, your savings premium will be increased in the same proportion as the annual increase in the Consumer Price Index.
2. You may choose not to take the increase in your premium or to take a higher or lower increase in your premium, otherwise Zurich Life will increase your premium automatically. If you are not accepting the increase automatically, you must inform Zurich Life of your decision within three months of the increase being offered.
3. Zurich Life may offer annual increases higher than the increase in the Consumer Price Index.