Zurich Funds Advice

Cyclingmagpie said:

Hi,

Just wondering do people usually Mix and match a few Zurich funds and do an equal split?

Was thinking of the Primsa 5 or America 5* America

Do Zurich have a world 100% equity growth world fund?

Any advice appreciated

Click to expand...

Sarenco said:

Zurich also offer a global indexed equity fund that is managed by BlackRock.

That’s where I would invest 100% of my contributions if I was 10+ years from retirement.

Click to expand...

qwerty-2023 said:

Sadly that fund is not available in their PRSA offer (not sure about other pension setups), only in after-tax investments.

Click to expand...

GSheehy said:

But 'luckily' for PRSA policy holders the 5*5 Global Equity fund has outperformed the index and the International Equity Fund has mirrored it over the last 10 years - on a like-for-like basis on same platform inclusive of same AMC and Other Ongoing Costs and Portfolio Transaction Costs applied to all funds.

I'd say we'll see the Global Tracker on their PRSA at some stage. Third party funds are tricky on PRSAs as some of the third party costs can't be charged to customers so that tightens, an already tighter, margin via Pension Authority costs, for the provider.


Gerard

www.prsa.ie

Click to expand...

GSheehy said:

But 'luckily' for PRSA policy holders the 5*5 Global Equity fund has outperformed the index and the International Equity Fund has mirrored it over the last 10 years - on a like-for-like basis on same platform inclusive of same AMC and Other Ongoing Costs and Portfolio Transaction Costs applied to all funds.

I'd say we'll see the Global Tracker on their PRSA at some stage. Third party funds are tricky on PRSAs as some of the third party costs can't be charged to customers so that tightens, an already tighter, margin via Pension Authority costs, for the provider.


Gerard

www.prsa.ie

Click to expand...