Hi,
my fixed mortgage rate never changed over to a higher variable rate after the agreed period of time and so saved my a few thousand euro. I was only recently made aware of this. Who is responsible for the money owing? Can the bank ask me to repay the outstanding balance?
Thanks Brendan,
hopefully that will be the case. If they seek to recoup the funds I will just have to get legal advice. It's not my fault. Im a customer not a banker!