Go to a broker and you should get a mortgage with your savings. I bought my house on my own, went to the banks and they said no, or only offered me 135k, went to a broker, got me approval for 200k, with Ulster bank and I had 20k savings, this was just afew months ago, on a salary of 31k.
I had no loans though, so clear your car loan as soon as you can, was on a temporary contract but applied as soon as I was made permanent. Some banks, including Ulster, won't let you draw down the mortgage until you've completed 6 months probation.