Just got renewal quote (Sept) for daughters from VHI . One plan 500 ( 25 yrs) and one + plan (16yrs) . Told in letter it’s ‘reduction’ in yearly premium of €546 & €200.41 . Parents with Laya (Simplicity) Do you think I could do any better for similar cover with any company? Outpatient cover gp etc not a priority - mainly inpatient. Noted that no maternity cover with one plan 500. - She’s not expecting to need it but doesnt like excluding it! Many thanks for any advice.