On Pat Kenny it was mentioned that the Health Insurance for a couple has one person as the member with the other named on the policy. If the member dies then is the second person hit with the new excess when he/she needs to take out a policy for the first time.
No, the Health Insurance Authority issued a press release clarifying the correct information.
Example 2 covers this scenario and previous cover is taken into account when a spouse dies, no loadings apply afterwards, once health
insurance is continued.