Hi,
i was wondering does anyone know if a bank will give me a personal loan over 2 years to clear existing loans ie credit cards and other personal loans, basically at the moment i am haemoragging money in interest and i would like to consolidate all my loan to one payment, AIB already told me where to go and i was wondering if i would be better off telling them its for home improvements or something??
any advice would be helpful
So if the bank says no, you are going to lie to them.
Answer is no. They are not doing this type of loan anymore, why would they give a loan to clear credit cards. If the number if loans provided for hol's , cars etc has dropped, they are not going to provide loans for debt.
that's shocking bad credit management by AIB. .
So if the bank says no, you are going to lie to them.
.
at the moment we are paying over 700 per month on top of our mortgage on personal loans and really what i wanted to do was to take out a medium term loan and clear all other debt to this one payment. it is manageable at the moment and we have never missed a payment but we just cant seem to clear our credit card, any advice is appreciated.
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