someCitizen
Registered User
- Messages
- 48
They have shared spaces which are effectively the same thing. You do have to pay for those.Main reason I didn’t go to them from KBC: no joint accounts.
N26 seem to have moved the instance transfers to behind their paid options now. You can receive SEPA instance for free, sending costs €0.99. Their normal transfers are still pretty fast always showing up the next day.Both banks thrive on critical mass since people use them primarily for instant transfers to their friends on the same app but don't want to open an account with both of them. Revolut hoovered up the Irish market before N26 could gain much traction. Also, Revolut offers slightly better exchange rates (on weekdays) and has a slightly sleeker app. Finally, N26 didn't make enough of the fact that unlike its competitor it has always held a full banking licence in a reputable country with full deposit insurance.
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But doesn’t that require two paid accounts? Two ”Smart” accounts is €10/month. My AIB joint account costs about the same and I can walk in and talk to them if there’s a problem.They have shared spaces which are effectively the same thing. You do have to pay for those.
Agree. The Revolut app looks like it was designed 10 mins ago and is on first iteration, amateurish and busy and not intuitive.Revolut I use for day to day spending, N26 if I'm moving bigger amounts of cash - it feels more like a real bank.
Both accounts would need to be premium yeh. If all the people are using N26 as their primary account, it probably isn't an issue though and is the same with other banks - you can't have a shared account in AIB with a "free" account.But doesn’t that require two paid accounts? Two ”Smart” accounts is €10/month. My AIB joint account costs about the same and I can walk in and talk to them if there’s a problem.
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