Brendan Burgess
Founder
- Messages
- 52,216
Sorry Brendan but I don't give bank details to anybody!!!!
Bank draft or money order is the only other alternative.
Am I missing something?
No - got this last year when paying a small sum to a firm of solicitors - cheque only. Like you I asked to transfer directly but they wouldn't have it - much to my annoyance. As I don't have a cheque book, I had to go and get a bankers draft.Am I missing something?
It's obvious he wants the cheque so he can get the local pub to cash it and it never goes into his bank account, this way he doesn't have to show the sale in his books,.
Not in my vast experience. They tell you to sort it out yourself.If there is a dispute over a direct debit, the bank reverses it immediately.
He is obviously concerned that someone with his bank details could somehow manage to extract money from his account. But how could they do this? It's not easy to get set up with a direct debit facility with your bank. You have to meet very high standards. So people don't use it to defraud people. If there is a dispute over a direct debit, the bank reverses it immediately
But he wants me to send a cheque? So if I send him a cheque, he will have my bank details! So if there is some way of defrauding people when you know their bank account, he could defraud me.
And, of course, every time he sends someone a cheque himself, he is sending them his bank account details, so saying "Sorry Brendan but I don't give bank details to anybody!!!!" is incorrect, unless he doesn't ever pay by cheque himself.
Am I missing something?
Plenty of people will insist this can't happen, but it does (most notoriously, to Jeremy Clarkson).
The wording is “If it is established that an unauthorised direct debit was charged to your account, you are guaranteed an immediate refund by your bank”. My underlining emphasis!… If there is a dispute over a direct debit, the bank reverses it immediately.
No but he might be!Am I missing something?
In fairness, Jeremy Clarkson was signed up to a DD+ by a charity who were authorized as DD+ originators. It wasn't some randomer who took money from his account.
Dewdrop, things haven't changed much. With a cheque, you know exactly who the deposit is from, but with a direct lodgement it depends on what sort of reference the payer applies. It can be a time-consuming guessing game to determine who made the lodgement.
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