I dont fit your profile ,ie;that no other lender would approve my loan.
I went for my first mortgage with Bank of Ireland,then the rates changed and I switched to Ptsb,then I switched again to KBC and again to PTSB,(tracker ).
I agree with the last post. I was not a high risk nor was I declined by other lenders. My recollection would be that PTSB were competitive in the 2005 and 2006 markets. It is only really since 2009 that they have moved away completely from the rates which other banks are charging.
Not really - four individuals posting about their experience doesn't tell us much at all about the general situation.Hi all,this seems to show that most (though not scientific!)
Not really - four individuals posting about their experience doesn't tell us much at all about the general situation.
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