P
patchouli
Guest
I've spent the last week applying for loans and being turned down and I fail to understand why. I'm looking for an unsecured loan for 10 thousand euro, I have a steady job earning 22K and no other loans or credit cards and no monthly outgoings other than electricity and Irish broadband subscription and around 3K savings in my current account. It is well within my means to make the repayments so why do I keep getting turned down?
The only thing I can think of is I changed bank a couple of years ago and my former bank continue to send me letters saying I owe them 12 euro in bank charges. Could this affect my credit rating?
The only thing I can think of is I changed bank a couple of years ago and my former bank continue to send me letters saying I owe them 12 euro in bank charges. Could this affect my credit rating?