I wrote to AIB informing them of his passing and told them that he had no will or assets or estate.....
Thanks for the replies. I wrote to AIB informing them of his passing and told them that he had no will or assets or estate and that while I am not an executor, they could correspond with me over the matter. That was 2 weeks ago and no word.
My mother went to her branch yesterday to inform them of his death and remove his name from the current account and they told her that they already knew he was dead and that they would be able to force her to repay the outstanding debt. They told her to expect a letter to this effect.
Sounds like there was a joint current account. You might want to ask them to show you the terms and conditions but there might be right of set off on the account i.e. they can set off the credit card debt with funds from the current account. Not saying this is the case and they might be chancing their arm but it might explain it. Sounds like it has been very badly handled by the bank and you should kick up a fuss. Make sure everything is put in writing from now on.
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