I live in a duplex with an apartment over me.
Guy's dishwasher was plumbed incorrectly and came down the back of my shower, hitting first timber frame (my kitchen). Claimed on block insurance 800 euro.
I live in a ground floor apartment with a duplex over me. Recently I have noticed water damage to the plasterboard surrounding the window in one of the bedrooms. Above this room is the kitchen of the duplex and my theory is the leak has originated there.
The guy above me is the owner of the duplex. He is also involved in the management company in some capacity. I'll be letting him know about all this when he returns from holidays. My question relates to who should ultimately be liable? We pay management fees, should they cover this? If they refuse (as I suspect they will based on the experiences of another neighbour in a similar case), then do I have grounds for appeal?
My estimate of the repair is around €300, not including the repair of the leak,
Many thanks.
Well that sucks.....water leaking from someone else's house and OP pays for repairs!
Something similar happened friends of mine a few years back. Leak came from the dishwasher two floors up. In that case, they were able to claim from the insurance of the person who owned the apartment where the leak originated.
Something similar happened friends of mine a few years back. Leak came from the dishwasher two floors up. In that case, they were able to claim from the insurance of the person who owned the apartment where the leak originated.
I cant see how that could have been the case if it was in an apartment setting as the apartment owner would simply not have the cover in place to pay out on other peoples buildings damage or contents.
The majority of home insurance policies include third party liability cover which covers 'accidental damage to property other than property belonging to or under the control of the insured'.
Thanks, did your policy not have an excess that you were liable for?
In the interest of peace, and because I'm a soft sod, I have agreed (somewhat reluctantly) to this.
Block excess on water damage as per the management company is €500.
At the end of the day I just want it all sorted, and now it looks good that it will be.
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