The 22 year mortgages gets you to 73 so that's not good.
If using the 8 year mortgage/property to purchase the new, then we would increase the payments to the 22 yr mortgage to pay it quicker.
have pretty bad pensions in the sense that we are late starters. (i.e. contributing for approx 10 year only)
We have decided that one of the properties should be kept as a pension fund contributor for the future.
I am 51 and my wife is 45, so we really need to get the pensions on the right track. We both earn approx €50K. No outstanding (non mortgage) Loans.
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