Why? Past performance is no guide to future returns.The growth graph shown for each particular fund is of great benefit in deciding which one is right for you.
Why? Past performance is no guide to future returns.
I mentioned the graph as a quick view to the trend of the share. I believe that taking that together with the risk/reward information improves my chances of picking the best fund.
Like the stockmarket , people use all different systems and this one has worked well for me.
So far my investment in these funds has performed exceptionally well.
I disagree - past performance is no guide to future returns.I mentioned the graph as a quick view to the trend of the share. I believe that taking that together with the risk/reward information improves my chances of picking the best fund.
Why? Past performance is no guide to future returns.
Why? Costs and tax issues compared to direct shareholdings or something?Indeed. And investing in managed funds in the long run is a mugs game.
Why? Costs and tax issues compared to direct shareholdings or something?
Thanks for the replies..but I am trying to get down to the nitty gritty as to how I differentiate why I should go for one fund/share over the other...
Should be be looking at balance sheets of companys..reading up on the respective countries GDP etc.believing the hype thats fueling the markets.?
Or is this knowledge you accumulate over time with your own study etc.
Hope I am not asking the impossible here
Thanks
Even a 1% pa charge will drastically reduce your return over the longterm. I think Rabo's charges are well in excess of this.
Also actively managed funds, on average, underperform the market once fees are taken into account.
Why? Costs and tax issues compared to direct shareholdings or something?
Sorry - I misread the following as referring to all unit linked funds no matter what the approach to how they are run (e.g. actively managegd versus index trackers):I'm referring to the fact that they're actively managed as opposed to passive index tracking. This will mean higher management fees, and you're more likely to pick a fund that will underperform the index than beat the market. When you see some ETFs charging as little as 0.35% its a little hard to swallow.
Indeed. And investing in managed funds in the long run is a mugs game.
Do you look at the price graph by itself? That really doesn't tell you much. No point seeing a fund with a nice upward sloping price graph showing 30% returns over 6 months if its benchmark and other similar funds are showing 50% returns over the same period.
If you read what you quoted ! You will see that you are even contradicting yourself !
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