Hi,
It seems that, over the last few years, more lenders are allowing their existing customers to switch to any rate that is offered to their new customers. (I know that you might have to pay a break fee for switching.) But are there any lenders that still don't allow this?
Also, if I think I am now in a lower LTV bracket than when I took out the mortgage, which lenders will accept my old house valuation without requiring me to get an updated one?
Thanks
It seems that, over the last few years, more lenders are allowing their existing customers to switch to any rate that is offered to their new customers. (I know that you might have to pay a break fee for switching.) But are there any lenders that still don't allow this?
Also, if I think I am now in a lower LTV bracket than when I took out the mortgage, which lenders will accept my old house valuation without requiring me to get an updated one?
Thanks
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