I need life insureance for a new joint mortgage (220,000 over 30yrs) I have gotten a quote through LAbrokers with Eagle Star/Zurich €16.31 per month but Get €146.79 Cash Back after 13 months(total cost 5724.81)or with AIB (reducing cover) €20 per month for 24years & free from then on (due to overpayment for 24years as they cant charge less than €20) (total cost 5760).
Am I right in saying Eagle stars offer is best even with the free 6years as cash is worth more today than in the future? Would the saving be worth the paperwork?
Aishling
Am I right in saying Eagle stars offer is best even with the free 6years as cash is worth more today than in the future? Would the saving be worth the paperwork?
Aishling
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