K
Krew Bot
Guest
Hey guys, I am thinking of applying for a Halifax credit card but I don't know which would suit me best. [broken link removed]
Normally, I'd select the option with the €100 free after first purchase because I use my card a lot but always pay it back in full each month so 0% APR for six months would be pointless.
But I am going on a month long trip around Asia shortly. I'll probably put at least €2,500 on the credit card in my time away. Now I could easily afford to clear the balance as soon as I get home but I think I'd prefer to chip away at it interest free for five months by paying back about €500 each month.
Do you think the 0% APR for 6 months option would suit me best, or would I be best off paying the credit balance of €2,500 as soon as I get back from my holidays and take the €100 free cash?
Thanks
Normally, I'd select the option with the €100 free after first purchase because I use my card a lot but always pay it back in full each month so 0% APR for six months would be pointless.
But I am going on a month long trip around Asia shortly. I'll probably put at least €2,500 on the credit card in my time away. Now I could easily afford to clear the balance as soon as I get home but I think I'd prefer to chip away at it interest free for five months by paying back about €500 each month.
Do you think the 0% APR for 6 months option would suit me best, or would I be best off paying the credit balance of €2,500 as soon as I get back from my holidays and take the €100 free cash?
Thanks