Which ARF?

[nk1nk1]

Shortly I have to invest €50,000 balance after cash taken from an AVC, in an ARF. I am 55 and intend to drawdown as much as I can over the next 5 years while remaining in the lower tax band. I also have a civil service pension. Where is the best place to put this money? Do I have to use a broker? What fees would I pay? Anything else I need to know? Thanks for your help.

 

[round1]

Most ARF funds are equity based and many people have lost money in them in the past year or so. To protect your accumulated AVC fund you should look for an ARF fund with some element of guarantee.