We were looking for a safe while back. some only provide you with a 30 minutes burn time, some had 3 hours (not much good if your away and only you know where the safe is and its attached to fitted cupboards inside a false back).
You need to double check all details of it first in a good locksmith shop. A shop was selling us one that you could bolt to your house and is fireproof. A few locksmiths told us that anyone you bolt is not fireproof for very long as it has points of weakness.
We were advised to dig a hole outside and put a waterproof safe into a larger safe (not one with electronic codes etc but manual)....pop in few of those little sachets into it to absorb moisture or make your own with rice.
if I ever saw them it was a decade ago. In any case, I never registered any title to the house (how does one go about doing that?), so it's just the plot.
I had my mortgage with the EBS. Now cleared
I remember a term called "vacating a mortgage". Can someone explain what this is and is there a charge to have this process completed?
Why all this fuss about title deeds?
If they are stolen, what might happen? That the thief sells your home without you knowing?
If the house gets burned down, so what?
Both events are extremely unlikely, and you can reconstitute them if it happens.
Brendan
Any idea what company provides this service?A friend who owns their house outright from 10 years ago had the deeds stored by a company in Dublin, the bank at the time suggested them, fee was nominal then, but now with 6 days notice he has to pay 150 euro for 10 years or 95 for 5.
Is there a cheaper and just as safe alternative? They are down the country, Clare.
Would there be a huge number of unimportant ones? I was wondering if, by the time you've engaged a solicitor and got them to do the review, you'd be quicker just to scan everything yourself? Most home scanners are pretty easy to use now, and most workplace printers are also scanners, so most people have access to decent scanners.If you can't or won't do that, ask a solicitor to review the title deeds and identify the important ones. Scan and copy those , keep a copy in your email inbox, give one copy to a friend to keep, another copy not in your house and the originals in your hot press. In my experience, that's where most of my (admittedly) elderly clients keep theirs! A safe is a better idea.
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