No they won’t.If you work full time until age 65, you'll have full service (40 years).
By my calculations, in 14 years the OP will be 65, with 32 years service for pension purposes. No?If you work full time until age 65, you'll have full service (40 years).
I have worked in the public service for the last 26 years, but have 18 years service for pension purposes as I took a 2 year career break to travel in my 20's, a 3 year career break to care for my grandmother (who raised me) in my 30's and took some reduced hours/unpaid leave when my children were very young - all right decisions, but have added up.
I'm now 51 and really don't want to be working until I am 70 (besides that there is a physical element to the job that I can't imagine being able to do at that age). I was recently promoted and am debating the best way to invest the extra to increase my pension.
I work fulltime and earn €72k a year (top of scale).
Has anyone any advice on where to start as I have no idea what I would get or where I should go?
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