As far as I can tell, OP wont be getting a mortgage. They have a lump sum to cover the entire cost of the house.+1 was thinking same thing. 3 to 5 years is long way down the road, however, if you purchased now it would be good chunk off the mortgage a few years down the line.
5 to 8k each on travel over next few years is fairly steep, you are in your mid thirties not early twenties, babies, biological clock springing to mind!!
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