Yes Anglo fixed rate is best but I'm reluctant to put any more of my savings into the same institution. Somehow I don't have alot of faith in the government guarantees, I am too prudent I suppose.
I have just pulled my money out of the Halifax after one year because it drops to 2%, What a mess on to have to open a new account to get the 3.75% interest.
I have the forms to open a INBS account, what does it mean if you only receive interest once a year? what happens if you drew money out mid year or close the account? They may still be closing some branches after their shake up.
Some banks pay interest monthly, some quarterly, some semi annually and some annually. Generally, the more frequent the payment the more it is in the consumers interest.
With INBS interest is paid on December 31st of each year. Normally, when you close a bank account you are entitled to interest accrued to date.