I think you might not be comparing like with like.
This 3-year credit union offer seems to be
1.66% per year (or 5% in total after three years).
AIB offer around 3% per year for a 2 year term. PTSB offer 3% per year for a 3 year term. Banks on Raisin offer more than 4% per year for terms of 1 to 3 years. So, I think you can do a lot better than this credit union's offer.
See the best buys thread.
Rates are frequently updated. Information last changed: 26 June 2025. Highest Term Deposit Rates 3 Months - Easisave - 2.60% 6 Months - Easisave - 2.65% 1 Year - Easisave - 2.75% 2 Years - Rietumu Banka via Raisin.ie - 2.75% 3 Years - Klarna (Direct) - 2.74% 4 Years - Klarna (Direct) - 2.67%...
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