It is all about reseraching, negotiating and thinking outside the box. This is a magic combination! and don't be afraid of bargaining: you will be amazed at what you can achieve.
We got engaged last year (October 2010) and are getting married next July. We could have got married sooner but we wanted to save save save first, and for us, the honeymoon , alongside being married, is what we are looking forward to the most. A wedding is for a day, a marriage is for life so you may as well try to start it on the right note! Although you do not have a mortgage, you do not know what will/can happen down the line.
As I have said in the pm i have sent you, I will be delighted to share the very detailed spreadsheet