Great question. The OP should ask a mechanic for their opinion before committing to a deal with a bodywork repairer. Many such 'repairs' are highly cosmetic and borderline unnecessary.First of all, do you need to repair the dent?
I found the opposite after a claim a few years back Brendan. Put it this way, it was a hell of a lot better than having my NCB decimated after a previous claim.The "no claims protection" is a bit of a scam. In theory you keep the No Claims bonus, but in practice they can jack up the base premium by whatever they like. And you can't switch because you have a claim.
I agree.€850 sounds like one you should pay yourself if you have to get it done.
And a claim say €5000 will prevent you from getting a quote from another insurer. As we found out but the roof needed repairing. Still angry.....I had a small break-in a few years ago.
I called up the insurance company and they very openly told me what a claim would do to future premiums. It would have cost me far to claim than getting it fixed myself.
What I've done since is opt for very high excess. Both for house and car insurance is about protecting against catastrophe, not against normal things
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?