I just noticed in a newspaper's table of rates that EBS have a tracker rate.
Last summer I went to the EBS as an existing customer (of five years standing, with a mortgage on our apartment) to see about a getting a top up to buy a house, while keeping the apartment. We wanted to increase our borrowings from 100k to a 300k total on both properties.
I asked if they had a tracker mortgage. I was repeatedly told that, no they didn't have a tracker product, but they did have the lowest standard variable. I pointed out that this was not competitive with other companies' offerings. The hair-gelled 25 year old at the other side of the desk persisted, so we closed our mortgage and moved to AIB.
I really wanted to stay because I liked their mutuality and would of course have been happy when they are eventually taken out.
Now I see they have a tracker product and I'm a bit annoyed to put it mildly.
Was I duped?
D.
ps (credit wise, we are cast iron. That wasn't an issue.)
Last summer I went to the EBS as an existing customer (of five years standing, with a mortgage on our apartment) to see about a getting a top up to buy a house, while keeping the apartment. We wanted to increase our borrowings from 100k to a 300k total on both properties.
I asked if they had a tracker mortgage. I was repeatedly told that, no they didn't have a tracker product, but they did have the lowest standard variable. I pointed out that this was not competitive with other companies' offerings. The hair-gelled 25 year old at the other side of the desk persisted, so we closed our mortgage and moved to AIB.
I really wanted to stay because I liked their mutuality and would of course have been happy when they are eventually taken out.
Now I see they have a tracker product and I'm a bit annoyed to put it mildly.
Was I duped?
D.
ps (credit wise, we are cast iron. That wasn't an issue.)