If he attended hospital as a public patient on a referral from his GP then he should have be liable for no or limited hospital charges. Of course it could mean waiting lists compared to people who are going privately. But then there's the NTPF and the treatment itself will be the same whether public or private. Also - the drug payment scheme caps one's charges for certain medications at c. €85 p.m. Any unreimbursed drug/medical expenses may qualify for MED1 tax relief.About two years ago he fell over a couple of times for no reason. After lenghty (expensive) tests he was diagnosed with MS. AFAIK he will not be able to get cover for this for years, so is left footing the bill for medication etc.
What's the use of health insurance for older people in thier late 70's and older?
Seriously?
Seriously?
Both my parents are in their 70s and use their health insurance for all the same reasons you or I would. Obviously being older they go to the doctor a bit more frequently. My dad had a heart scare, his stay in hospital was covered by insurance. Is this a serious question? The answer is so obvious, apologies if Im answering a rhetorical question.
A possible exception might be a woman planning to have children and who wants semi/private maternity care.If you are generally in good health, below the age of 40 and have no dependents, you shouldn't bother with private health insurance.
I'm sorry, but if he went in as a public patient he wouldn't have to pay.
I would never scrimp on health insurance and I hope it is a waste of money for me.
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